If estate planning is filed in your brain somewhere under “Stuff I should probably do” or “Things I’ll deal with later,” you need to hear this. Michael Liersch is joined by financial planner Ted Borowiak for an honest conversation about why estate planning is so easy to put off, what’s often missing when people finally get started and how to move forward without feeling ashamed or overwhelmed. Together, they talk about why people struggle to even think about it, why you need more than a will and why starting to make decisions, even imperfectly, can help you avoid stress and unintended consequences for the people you care about most.