More families are strategizing how they can give money thoughtfully during life rather than waiting to pass assets on later. Listen as host Michael Liersch talks with financial planner Daniela Erman about why parents and grandparents are considering gifting money for major milestones like education, a first home or even starting a business. Inspired by conversations she has with her own clients, Daniela has tips for how to gift with clear goals, always with the recipient’s financial readiness in mind. 

Michael and Daniela also cover tax-aware planning strategies, including 529 college savings plans, what superfunding is and the flexibility families should be aware of today. This conversation with Daniela is ultimately a great reminder why financial education itself may be the most valuable gift of all.

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The information regarding estate planning should not be construed as tax or legal advice and is for general informational purposes only.