Part two of our conversation with EFE Financial Planner, Laela Erickson. It’s tempting to become financially conservative in uncertain times – but you have other options, too. Laela shares the practical strategies she uses with her own clients, including the "bucketing approach" that matches your money to your timeline and helps you think of your finances as a tool, not a source of anxiety. Dr. Michael Liersch weighs in on the emotional traps that could lead to poor investment decisions and reveals what history teaches us about down markets (hint: they're not always bad news, even if you're still working). Plus, Laela offers a surprising perspective on generosity: Sometimes, the best way to loosen money's grip is to give some of it away.