You’ve seen the email: benefits deadline approaching, action required. Between meetings and family commitments, how are you supposed to know what to do – especially when stock is vesting, bonuses are coming and tax forms are piling up? In this episode, Dr. Michael Liersch talks with financial planner Ryan Cahill about the quiet overwhelm a lot of us are facing when it comes to this personal admin work. From 401(k) elections and Roth catch-up rules to restricted stock decisions and blackout periods, Ryan shares what his clients are asking – and his advice for making confident decisions that leave more time for what matters.