Workplace Services

We help your employees meet their financial goals for today — and tomorrow.

Helping employees achieve their financial goals is the foundation for everything we do for the companies that hire us.

We accomplish this by helping your employees improve their financial preparedness and retirement readiness. Your employees get our financial tools, education and advisor support to help them become more financially secure. This is designed to help your employees become more productive at work – so they suffer less absenteeism and presenteeism, and you enjoy higher retention. The goal is higher workplace productivity – so everyone can benefit!

We’re there for your employees when they need us most, such as upon the birth or death of a family member, a change in marital status, sending a child to college or caring for an aging parent. And of course, we’re there to help them make decisions about their 401(k) or managing a reduction-in-force.

Most importantly, we are a fiduciary. We do not offer our own proprietary investment products. So you can be confident that your employees receive advice and services that put their needs and best interests first.

Our Partnership Adapts to Your Needs

As your corporate initiatives evolve, so does our partnership. Today, you might be focusing on increasing plan participation or reducing leakage. At other times, you might be dealing with voluntary layoffs, reductions in force and other events. In the area of financial wellness, we’re ready to provide you with whatever you need, whenever you need it.

The Edelman Financial Engines Experience

Every employee deserves to improve their financial life. Whether they have five dollars to invest or five million, everyone benefits from objective advice that’s delivered clearly and kindly. And everyone should be served by a fiduciary who acts in their best interests.

Whether you’re focused solely on your retirement plan or comprehensive financial wellness solutions, or if you want more extensive services, such as help with key workforce transitions, you want a partner who has the skills, experience and ability to help your employees address and resolve every aspect of their personal finances – from buying an automobile to generating income in retirement.

Your entire workforce will have access to our team of experienced financial advisors. They’ll also be able to use our online planning tools and download our financial education materials via print, audio and video. Plus, your employees will receive easy-to-read updates showing them how they’re doing.

Integrated with Top Recordkeepers

We proudly work with many of the nation’s largest recordkeepers, making our financial education, advice, and services available to more than 10 million plan participants coast-to-coast7.

Three Ways We Serve Your Workers

Your employees have diverse needs and preferences. That’s why we offer our services in three ways8 – and each employee can choose what works best for them, for whatever life stage they’re at.

Those who are interested in “do-it-yourself” planning can use our online tools for retirement advice. Others can rely on our professional management to help them invest the money in their 401(k) account. And for those who want comprehensive financial planning, our professional financial planners can meet with them privately to create a plan covering every aspect of their personal finances, to help them achieve all their financial goals.

No matter which approach your employees select, you and they can be confident they are getting the advice they need that’s in their best interests. The result: your employees can worry less about their money and focus more on their careers and performance at work.

The Help and Advice Your Employees Need and Deserve

A cornerstone of our services is helping your employees manage their 401(k). Our focused work helps you increase participation rates and plan contributions while reducing the frequency and size of plan loans, and improving the repayment rates of outstanding loans.

We also work directly with plan participants regarding:

  • selecting and managing investments in the account;
  • minimizing withdrawals prior to retirement; and
  • generating income in retirement.

In addition to all this, many employers rely on us for much more – because there’s so much more to the employee’s personal finances than just their retirement account at work. We provide a unique array of comprehensive financial planning education, advice and services – meaning we can provide all your employees valuable information about every financial issue they face – via our extensive print, audio and video content, including these topics:

  • Credit and debt
  • Income and expenses
  • Building cash reserves
  • Buying vs. leasing automotive vehicles
  • Home ownership and mortgages
  • Insurance planning
  • Tax planning
  • College planning
  • Wedding planning
  • Credit and debt
  • Income and expenses
  • Building cash reserves
  • Buying vs. leasing automotive vehicles
  • Home ownership and mortgages
  • Insurance planning
  • Tax planning
  • College planning
  • Wedding planning
  • Retirement planning
  • Estate planning
  • Long-term care
  • Elder care, including hospice and palliative care
  • Caring for family members with special needs
  • Social Security
  • Employee stock options
  • Investment management
  • Retirement planning
  • Estate planning
  • Long-term care
  • Elder care, including hospice and palliative care
  • Caring for family members with special needs
  • Social Security
  • Employee stock options
  • Investment management

And that’s not all! With more than 150 offices coast-to-coast, our financial planners are available to provide complete financial planning services to your employees via phone, video and email – a broad array of education, advice and service unmatched in the industry.

For decades – and through every financial crisis since ’87 – we’ve helped millions of Americans achieve financial security. We’d be honored to serve you and your employees as well.

– Ric Edelman, Founder

See a Demonstration of Our Services

Learn more about how we can help. Contact us today.