December 28, 2019 | The Ric Edelman Show
 
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The Ric Edelman Show: December 28, 2019

Duration: 1:11:10

On this episode:

  • Why Do People Wear Adult Diapers to Celebrate New Year’s Eve in Times Square?
  • This Is How to Know When It’s a Good Time to Refinance
  • Should You Run and Head for the Hills If Someone Is Pitching You a Shield Annuity?

On this episode:

Why Do People Wear Adult Diapers to Celebrate New Year’s Eve in Times Square?

Duration: 10:03

And what does trying on an adult diaper have to do with planning for retirement? Listen to Ric Edelman explain why one of the most effective things for your plan is to act today as though the future is already here.

This Is How to Know When It’s a Good Time to Refinance

Duration: 5:03
A listener calls in to the show because he’s been watching interest rates fall and wondering if it’s time to refinance his mortgage. Listen to Ric Edelman walk through the analysis and help you determine when to refinance.

Should You Run and Head for the Hills If Someone Is Pitching You a Shield Annuity?

Duration: 8:45
Is there ever any reason to move money from your retirement portfolio to an annuity? Listen to Ric Edelman explain to a listener why he’s probably better off keeping his money in his thrift savings plan.

These callers are prerecorded and prescreened.

This material was prepared for informational and/or educational purposes only. Neither Financial Engines Advisors L.L.C (also referred to as Edelman Financial Engines) nor its affiliates offer tax or legal advice. Be sure to consult with a qualified tax or legal professional regarding the best options for your particular circumstances.

Investing strategies, such as asset allocation, diversification, or rebalancing, do not assure or guarantee better performance and cannot eliminate the risk of investment losses. All investments have inherent risks, including loss of principal. There are no guarantees that a portfolio employing these or any other strategy will outperform a portfolio that does not engage in such strategies. Past performance does not guarantee future results.

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