October 19, 2019 | The Ric Edelaman Show

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The Ric Edelman Show: October 19, 2019

Duration: 1:22:36

On this episode:

  • The Truth About Indexed Universal Life Policies
  • Advice on Homes and Mortgages Is Not Absolute
  • How Did the Average Investor Lose Twice as Much as the Market Last Year?
  • Almost All Retirees Claim Social Security Benefits at the Wrong Time

On this episode:

Almost All Retirees Claim Social Security Benefits at the Wrong Time

Duration: 9:14

Researchers at the University of Michigan and Social Security Administration released a study that found most Americans are doing Social Security wrong. Listen to Ric Edelman explain how you can claim the right way and avoid leaving Social Security dollars on the table.

How Did the Average Investor Lose Twice as Much as the Market Last Year?

Duration: 9:11
An annual survey of individual investor behavior was recently released and revealed that lots of folks are doing it wrong. Listen to Ric Edelman share a surprising reason why so many people underperform the market and how you can learn from their mistakes.

Advice on Homes and Mortgages Is Not Absolute

Duration: 10:03
But most of the time it makes sense to carry a big, long mortgage. Listen to Ric Edelman explain why by helping a listener do the math on how much of a home and mortgage she can afford.

The Truth About Indexed Universal Life Policies

Duration: 8:26
A retired couple with $1.7 million in savings wants to know whether they should purchase an indexed universal life policy as an investment. Listen to Ric Edelman explain why this is a bad idea.

These callers were prerecorded and prescreened.

Investing strategies, such as asset allocation, diversification, or rebalancing, do not assure or guarantee better performance and cannot eliminate the risk of investment losses. There are no guarantees that a portfolio employing these or any other strategy will outperform a portfolio that does not engage in such strategies. Funds and ETFs are subject to risk, including loss of principal. All investments have inherent risks. There can be no assurance that the investment strategy proposed will obtain its goal. Past performance does not guarantee future results.

An index is a portfolio of specific securities (common examples are the S&P, DJIA, NASDAQ), the performance of which is often used as a benchmark in judging the relative performance of certain asset classes. Indexes are unmanaged portfolios and investors cannot invest directly in an index. Past performance does not guarantee future results.

This material was prepared for informational and/or educational purposes only. Neither Financial Engines Advisors L.L.C (also referred to as Edelman Financial Engines) nor its affiliates offer tax or legal advice. Be sure to consult with a qualified tax or legal professional regarding the best options for your particular circumstances.

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