October 12, 2019 | The Ric Edelaman Show

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The Ric Edelman Show: October 12, 2019

Duration: 1:22:51

On this episode:

  • Do You Own Passive or Active Mutual Funds?
  • General Electric Just Froze the Pensions of 20,000 Workers
  • Increasing Life Expectancy Has Profound Implications on Retirement Planning and Personal Finance
  • What Rate of Return Do You Expect From Your Investments?

On this episode:

Do You Own Passive or Active Mutual Funds?

Duration: 4:26

The answer might depend on who advised you to buy the mutual funds. Some brokers, for instance, tend to recommend actively managed mutual funds, which tend to cost more than passively managed funds. Listen to Ric Edelman explain why you need to carefully consider these costs and the source of your investment advice.

General Electric Just Froze the Pensions of 20,000 Workers

Duration: 1:58

And the company is offering to buy out pensions from another 100,000 former employees. Listen to Ric Edelman explain why you need to act as if your pension may go away even if your company is still offering such a plan.

Increasing Life Expectancy Has Profound Implications on Retirement Planning and Personal Finance

Duration: 11:24

Medical science is moving toward massive innovations, but what are the consequences when it comes to end-of-life planning? Listen to Ric Edelman discuss this important matter with Kim Callinan, CEO of Compassion & Choices.

What Rate of Return Do You Expect From Your Investments?

Duration: 7:42

Some notable professional investors expect to earn less than 8 percent per year over the next 10 years. What are your investment return expectations? Listen to Ric Edelman explain why you must have realistic return expectations in your financial planning.


These callers are prerecorded and prescreened.

An index is a portfolio of specific securities (common examples are the S&P, DJIA, NASDAQ), the performance of which is often used as a benchmark in judging the relative performance of certain asset classes. Indexes are unmanaged portfolios and investors cannot invest directly in an index. Past performance does not guarantee future results.

Investing strategies, such as asset allocation, diversification, or rebalancing, do not assure or guarantee better performance and cannot eliminate the risk of investment losses. All investments have inherent risks, including loss of principal. There are no guarantees that a portfolio employing these or any other strategy will outperform a portfolio that does not engage in such strategies. Past performance does not guarantee future results.

InvestmentNews, “50th Anniversary of Financial Planning.” September 14, 2019.

This material was prepared for informational and/or educational purposes only. Neither Financial Engines Advisors L.L.C (also referred to as Edelman Financial Engines) nor its affiliates offer tax or legal advice. Be sure to consult with a qualified tax or legal professional regarding the best options for your particular circumstances.

Amazon.com, Amazon Best Sellers Children’s Money and Saving Reference Books. November 2018.

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