September 28, 2019 | The Ric Edelaman Show

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The Ric Edelman Show: September 28, 2019

Duration: 1:22:50

On this episode:

  • Here’s an Easy Way to Increase Your Retirement Savings
  • This Is Why You Should Never Act on Advice From Radio or TV Pundits
  • Are You Struggling With the Cost of College?
  • Do You Have a 401(k) or 403(b) Plan at Work?

On this episode:

Here’s an Easy Way to Increase Your Retirement Savings

Duration: 10:15

The more you prepare for your retirement, the better it will be. That’s because you’ll have more income in retirement if you save more today. Listen to Ric Edelman share advice on how one small change right now could lead to having 33 percent more in retirement savings.

This Is Why You Should Never Act on Advice From Radio or TV Pundits

Duration: 9:26

When talking heads are giving you information, it’s usually on a limited basis because of time constraints. That means the information being presented is probably incomplete. Instead of taking this advice, listen to Ric Edelman explain a simple formula for using the information in the right way.

Are You Struggling With the Cost of College?

Duration: 10:15

Another state recently announced that it would make tuition free for its residents. This is just another example of rapid change unfolding in higher education. Listen to Ric Edelman reveal the state that’s now offering its residents help with paying for college.

Do You Have a 401(k) or 403(b) Plan at Work?

Duration: 5:05

Two in three workers around the country are unhappy with their retirement plans at work. They’re also unhappy about their investment options. Listen to Ric Edelman share a way we can help if you’re unhappy with your retirement plan.


These callers were prerecorded and prescreened.

This material was prepared for informational and/or educational purposes only. Neither Financial Engines Advisors L.L.C (also referred to as Edelman Financial Engines) nor its affiliates offer tax or legal advice. Be sure to consult with a qualified tax or legal professional regarding the best options for your particular circumstances.

This segment contains a hypothetical illustration meant to demonstrate the principle of compound interest and is not representative of past or future returns of any specific investment vehicle. They do not include consideration of the investment fees or expenses, time value of money, inflation, fluctuations in principal or taxes.

An index is a portfolio of specific securities (common examples are the S&P, DJIA, NASDAQ), the performance of which is often used as a benchmark in judging the relative performance of certain asset classes. Indexes are unmanaged portfolios and investors cannot invest directly in an index. Past performance does not guarantee future results.

Dollar Cost Averaging does not assure a profit or protect against a loss in a declining market. For the strategy to be effective, you must continue to purchase shares in both up and down markets. As such, an investor needs to consider his/her financial ability to continuously invest through periods of low price levels.

Investing strategies, such as asset allocation, diversification, or rebalancing, do not assure or guarantee better performance and cannot eliminate the risk of investment losses. There are no guarantees that a portfolio employing these or any other strategy will outperform a portfolio that does not engage in such strategies. Funds and ETFs are subject to risk, including loss of principal. All investments have inherent risks. There can be no assurance that the investment strategy proposed will obtain its goal. Past performance does not guarantee future results.

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