On this episode:
When you're considering a mutual fund that you want to buy, you might look at its three-, five- and 10-year performance record. But what you really need to know is how the investment performs in different economic environments. Listen to Ric Edelman explain why historical returns can be misleading, especially right now.
A new survey by the Federal Reserve found that more than 33 percent of middle-class households were unable to pay a surprise $400 expense. When faced with a surprise expense, these people would be forced to sell something or go into debt. Listen to Ric Edelman share a solution to this problem.
There is a crisis building in the American pension system. If your employer is promising you a pension in retirement, we encourage you to make your own plans separate from the pension. Listen to Ric Edelman explain what you can do to secure your financial future.
Exponential technologies are changing our world and your life. These innovations are rapidly disrupting business and have huge implications for your investment management. Listen to Ric Edelman share some of the most recent advances and explain how to align your portfolio with this opportunity.
These callers were prerecorded and prescreened.
An index is a portfolio of specific securities (common examples are the S&P, DJIA, NASDAQ), the performance of which is often used as a benchmark in judging the relative performance of certain asset classes. Indexes are unmanaged portfolios and investors cannot invest directly in an index. Past performance does not guarantee future results.
Investing strategies, such as asset allocation, diversification, or rebalancing, do not assure or guarantee better performance and cannot eliminate the risk of investment losses. There are no guarantees that a portfolio employing these or any other strategy will outperform a portfolio that does not engage in such strategies. Funds and ETFs are subject to risk, including loss of principal. All investments have inherent risks. There can be no assurance that the investment strategy proposed will obtain its goal. Past performance does not guarantee future results.
This material was prepared for informational and/or educational purposes only. Neither Financial Engines Advisors L.L.C (also referred to as Edelman Financial Engines) nor its affiliates offer tax or legal advice. Be sure to consult with a qualified tax or legal professional regarding the best options for your particular circumstances.
The Top 40 Independent Advisory Firm Ranking issued by Barron’s is qualitative and quantitative, including assets managed, the size and experience of teams, and the regulatory records of the advisers and firms. Firms elect to participate, but do not pay to be included in the ranking. Investor returns/experience are not considered. 2018 ranking refers to Edelman Financial Services, LLC. (EFS), which combined its advisory business in its entirety with Financial Engines Advisors L.L.C. (FEA) in November 2018. For the same survey, FEA received a precombination ranking of twelfth.