The Truth About Target Date Funds

There’s a good chance that you own a target date fund in your retirement plan. But do you know the glide path of your target date fund? Is it designed to take you to, and through, retirement? Listen to Ric Edelman explain what you need to know about these widely used funds and how you should use them.

Investing strategies, such as asset allocation, diversification, or rebalancing, do not assure or guarantee better performance and cannot eliminate the risk of investment losses. There are no guarantees that a portfolio employing these or any other strategy will outperform a portfolio that does not engage in such strategies. Funds and ETFs are subject to risk, including loss of principal. All investments have inherent risks. There can be no assurance that the investment strategy proposed will obtain its goal. Past performance does not guarantee future results.