Our Team

Our team is made up of some of the brightest minds in the business. From our founders to our leadership team to our employees, everyone here wants to help make your retirement better.

Lawrence Raffone

President and Chief Executive Officer
Member, Board of Directors

With over 30 years of experience in the financial services/technology industry, including 17 years at Financial Engines, Larry propelled Financial Engines from a small venture-backed Silicon Valley start-up to the largest independent registered investment advisor in America with over $200 billion in assets under management and over 1.1 million clients. Early in Larry’s tenure at Financial Engines, he was responsible for building our key relationships with the largest employers and recordkeepers in America that ultimately fueled the company’s rapid growth. Larry has led Financial Engines through some of the most transformational moments in the company’s history, including the acquisition of The Mutual Fund Store (2016) and the merger with Edelman Financial Services (2018).

Decades ago, Larry recognized that the financial services industry was underserving the typical American family and joined Financial Engines in 2001 to build a new breed of investment advisor that provides high-quality financial planning and investment advice, free from product conflict, and delivered by the best planners in the country. Larry is proud to lead a mission-driven company that puts the client’s best interest first and continues to raise the bar as Financial Engines strives to bring much needed financial help to more people.

Prior to joining Financial Engines, Larry was Executive Vice President of Fidelity Investments Institutional Brokerage Group (IBG), a division of Fidelity Investments where he managed the correspondent services business and the RIA channel.

Larry earned a B.A. in Marketing from Bryant University and an M.B.A from Babson College.

Mario Ramos

Executive Vice President and Chief Financial Officer

With nearly 20 years of finance and operations experience, Mario has spent his career helping companies optimize financial performance while growing and scaling their businesses. Mario joined Edelman Financial Engines from CVS Caremark, where he served most recently as Senior Vice President and Chief Financial Officer. Before becoming CFO, Mario was head of CVS’s M&A and Corporate Development group where he led CVS’s acquisition and integration of Aetna. He’s also served as Chief Operating Officer of CVS International and spent over 17 years in investment banking at JP Morgan, Lehman Brothers and a subsidiary of The Blackstone Group. During that time Mr. Ramos participated in over $100 billion of M&A transactions including some of the largest M&A transactions ever completed in the United States.

Mario earned an MBA from The Mason School of Business at The College of William & Mary and a bachelor’s degree from The University of Richmond.

Lee Antone

Executive Vice President and General Counsel

Lee has more than 25 years of experience deeply rooted in the financial services industry as In-house counsel at a number of notable firms and on the regulatory side with both the SEC and FINRA. At Financial Engines, Lee is responsible for our company wide legal, compliance, regulatory and corporate governance functions.

Having worked in regulatory oversight early in his career, Lee has a keen appreciation for a strong standard of care to protect investors, and Financial Engines was one of the few firms that built their business model around independence. Since our founding, Financial Engines has always acted in the best interests of our clients, and under Lee’s leadership and extensive experience, we remain dedicated to meeting our fiduciary duty every day.

Prior to joining us, Lee held senior leadership roles at Columbia Management Group, LPL Financial Services, ING, and worked as an attorney with both the U.S. Securities and Exchange Commission and the Financial Industry Regulatory Authority (FINRA).

Lee earned his B.A. and J.D. from The Catholic University of America and an L.L.M. from the Georgetown University Law Center.

Christopher Jones

Executive Vice President of Investment Management and Chief Investment Officer

From Financial Engines’ inception in 1996, Chris has championed a personalized, rigorous approach to investment management and a strong commitment to a fiduciary standard of care. Working closely with Nobel laureate and Financial Engines founder William F. Sharpe, Chris built and led a team of experts in finance, economics, and mathematics who developed the groundbreaking financial methodology that underlies the Financial Engines’ Online Advice and Professional Management services. These innovations have greatly expanded the access to high quality, objective advice to help millions of Americans achieve their financial goals. Today Chris' team is responsible for investment analysis, financial research and development, portfolio management, data science and engineering for the millions of people who use our services.

Well known in financial circles, Chris is frequently featured in articles from The New York Times, The Wall Street Journal, Bloomberg, BusinessWeek, Newsweek, Fortune, Forbes, and other national and regional publications. Additionally, Chris is a well-respected and strong advocate for investor rights with policymakers and regulators in Washington, DC. He is also the author of the book The Intelligent Portfolio: Practical Wisdom on Personal Investing from Financial Engines.

Prior to joining Financial Engines as the firm’s third employee, Chris spent six years as a consultant for Cornerstone Research, an economic and financial consulting firm specializing in corporate litigation.

Chris received master’s degrees in Business Technology and Engineering-Economic Systems, and a bachelor’s degree in Quantitative Economics, all from Stanford University.

Kelly O’Donnell

Executive Vice President and Chief Administrative Officer and Chief Risk Officer

With over 20 years in the financial services industry, Kelly has played a critical role in leading our strategy to provide high-quality advisory services to millions of Americans. As Chief Administrative Officer and Chief Risk Officer, Kelly is responsible for setting our long-term vision and helping the company execute on our strategy through leadership of Edelman Financial Engines’ Corporate Strategy and Development, Corporate Communications, Legal & Compliance, Human Resources, and Risk Management functions. Kelly joined Financial Engines in 2003 and, during her long tenure, has held several additional leadership roles, including Business Operations, Corporate Marketing, and Institutional Marketing.

Kelly is an influential voice through her testimony on financial issues on Capitol Hill, an expert on the future of innovation at financial technology conferences, and as a media resource on the topic of women & investing.

Prior to joining Financial Engines, Kelly was Director of Consulting and an analyst for Cerulli Associates, a litigation assistant at A.G. Edwards & Sons, and a manager and associate at PriceWaterhouseCoopers.

Kelly received a bachelor’s degree in Accountancy from the University of Missouri and was selected as a participant for Harvard Business School’s Women in Leadership Executive Program.

Hamesh Chawla

Executive Vice President and Chief Technology Officer

With nearly 20 years of product, engineering, and mobile technology experience, Hamesh is accomplished in building award-winning scalable enterprises and consumer products. As a pioneer of the emerging FinTech sector, Financial Engines is rooted in Silicon Valley and has been a leader of technological innovation to truly change how people invest. Hamesh was drawn to the opportunity to build upon our leading proprietary technology platform that delivers high-quality investment advice to millions of Americans. Prior to joining Financial Engines, Hamesh was Chief Product Officer at Zephyr, a leading provider of test management solutions. Before Zephyr, he held product and engineering executive roles at leading companies in Silicon Valley, including Asurion, InnoPath Software, Sonus Networks, and Cisco Systems.

Hamesh earned a M.S. degree in Computer Science from Texas A&M University.